Secured against the property
The financed property serves as security, which is what allows the longer tenures typical of home loans.
Home Loan
Home Loans
Are you looking for a means to purchase your dream home? ANG-FINTECH helps you find a home loan across our network of partner banks and NBFCs.
Overview
Financing the home you have been planning for
A home loan is a secured loan — the property being financed stands as security for the borrowing. It is usually the longest-tenure product a household takes on, which is why the lender examines income stability and credit history closely.
ANG-FINTECH works as a loan facilitator between you and our lending partners. We help you understand the criteria, assemble the paperwork and route your application to a partner bank or NBFC, which sanctions and disburses on its own terms.
Why this product
What a home loan gives you
Salaried and self-employed
The criteria below carry separate age and income bands for salaried and self-employed applicants.
Co-applicant supported
A family member can be added as co-applicant where applicable.
Partner network
Your profile is matched against our network of partner banks, NBFCs and housing finance companies.
Eligibility Criteria
Are you eligible?
If you meet the basic criteria below, you are eligible to apply for a home loan.
- Nationality should be Indian.
- Minimum age: 21 years. Maximum age: 65 years (salaried) and 70 years (self-employed).
- Minimum income: Rs. 15,000 per month (salaried) and Rs. 12,000 (self-employed).
- CIBIL score should be 750 or higher.
- Co-applicant should be a family member (if applicable).
Documents Required
What you will need to submit
Below are the documents required for completing your application process.
- KYC documents
- Aadhaar Card
- Voter's ID
- Passport
- PAN Card
- Salary slips of the last 3 months
- Processing fee and CERSAI cheques
- Signature proof
Quick Loan Process
How your application moves
Five steps from first conversation to disbursal. Timelines and the final decision rest with the lending partner.
-
Talk to an Expert
Tell us what you need and an advisor helps you shortlist a suitable lender.
-
Submit your documents
Share your KYC, income and product-specific paperwork.
-
Verification
The lending partner reviews your profile and validates the documents.
-
Loan processing
Your application is processed by the partner bank or NBFC.
-
Disbursal
On approval, the sanctioned amount is released as per the lender’s terms.
More from ANG-FINTECH
Explore our other loan products
Six core products, sourced across our network of partner banks and NBFCs.
Get a home loan with ANG-FINTECH
Talk to an advisor about your requirement and we will help you find a suitable lending partner from our network.