Working capital and growth
Funding for day-to-day operations as well as expansion requirements.
Business Loan
Business Loans
Financing for working capital and business growth requirements, arranged across ANG-FINTECH’s network of partner banks and NBFCs.
Overview
Capital to run and grow the business
A business loan covers the requirements that keep a business moving — working capital, stock, equipment, expanding premises or taking on a larger order than current cash flow allows.
Lenders assess the business rather than only the individual, which is why the criteria below look at business vintage, profitability and ownership of a business premises. ANG-FINTECH helps you present that picture to a suitable partner bank or NBFC, which sanctions and disburses on its own terms.
Why this product
What a business loan gives you
Assessed on the business
Business vintage, profitability and premises ownership form part of the assessment.
MSME experience
Our advisors work with micro, small and medium enterprises across our partner network.
Guided documentation
We help assemble the ownership, income and banking records lenders ask for.
Eligibility Criteria
Are you eligible?
If you meet the basic criteria below, you are eligible to apply for a business loan.
- Nationality should be Indian.
- Minimum age: 21 years and maximum age: 70 years.
- Business vintage should be 1 year or above.
- CIBIL score should be 750 or higher.
- Business must have been profitable for the past 2 years.
- The applicant must own a residence, shop, office or godown.
Documents Required
What you will need to submit
Below are the documents required for completing your application process.
- KYC documents
- Aadhaar Card
- Voter's ID
- Passport
- PAN Card
- Proof of business ownership
- Trade licence
- ITR
- Establishment certificate
- Sales tax certificate
- Income proof
- ITRs and computation
- Balance sheet audited by a registered CA
- Profit/loss statement for the past two years
- Last 6 months bank statement
Quick Loan Process
How your application moves
Five steps from first conversation to disbursal. Timelines and the final decision rest with the lending partner.
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Talk to an Expert
Tell us what you need and an advisor helps you shortlist a suitable lender.
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Submit your documents
Share your KYC, income and product-specific paperwork.
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Verification
The lending partner reviews your profile and validates the documents.
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Loan processing
Your application is processed by the partner bank or NBFC.
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Disbursal
On approval, the sanctioned amount is released as per the lender’s terms.
More from ANG-FINTECH
Explore our other loan products
Six core products, sourced across our network of partner banks and NBFCs.
Get a business loan with ANG-FINTECH
Talk to an advisor about your requirement and we will help you find a suitable lending partner from our network.